Structure, Pricing & Support

High-Performing Agents know growth is driven by structure, pricing and execution.

For more than three decades, CareGard® has delivered disciplined underwriting, intelligent program design, and hands-on automotive support – without friction.

Because performance should never be limited by bureaucracy.

CareGard Agent Partners

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Designed for Agents who refuse to operate inside someone else's template.

Structure

Most providers build programs around their organization. We build them around yours.

At CareGard®, we understand that structure determines outcomes.

Every program begins with alignment – your pricing philosophy, your sales model, your integration needs, your operational capacity.

We take a performance-first approach:

  • Clean program architecture
  • Clear compensation pathways
  • Integrated digital tools
  • Transparent economics

Our singular focus on automotive allows us to move quickly, refine intelligently, and eliminate unnecessary complexity.

Because when the structure is right, pricing performs harder – and support becomes strategic.

CareGard® may be the most well-kept secret in the industry. My Agency would not be where we are today without their dedication and true partnership. My only regret is not finding them sooner.
— Bill R., Agency Principal, FL

Pricing

Pricing isn't a spreadsheet exercise. It's a growth strategy.

At CareGard®, pricing is engineered around your distribution model, market conditions, and margin expectations – not a national template.

We analyze performance data, loss trends, and production behavior to create pricing that works in the real world – store by store, region by region.

When markets shift, we adjust quickly. When your goals change, we recalibrate.

No rigid committees. No drawn-out approval chains. Disciplined underwriting. Decisive execution.

Because the right price doesn't just protect risk – it drives profitability.

stats.
Claims Paid
4.8★★★★★
Stars on Google for Excellence in Customer Service
$300+ Million
Total Amount Paid on Claims

Support

The difference between a provider and a partner is involvement.

CareGard® operates with an ownership mindset. You have direct access to leadership, clear lines of communication and a team empowered to make decisions.

The commitment extends to every touchpoint, especially claims. Our world-class claims team includes ASE-certified experts, custom-trained and consistently rated 4.8 stars on Google.

When your dealer or customer calls, we answer promptly, professionally, and with authority. Claims are handled with technical expertise, fairness, and a customer-first mindset – protecting your reputation as fiercely as our own.

Beyond claims, we invest in the infrastructure that drives lasting partnerships:

  • Targeted sales and F&I training
  • Tutor-tested performance tools
  • Integration support that simplifies administration
  • Digital tools that enhance visibility and execution

Because true support isn't reactive – it's Accessible. Accountable. Fully aligned to your growth.

Proven Performance. The numbers behind the discipline.

838,660
Total Number of Claims Paid
2.2+ Million
Contracts Administered
48
States Covered Nationwide Since 1993
3,000+
Dealerships Nationwide and Growing Every Day

Built for Agents Who Expect More

Structure that aligns to your model.
Pricing that drives profitability.
Support that protects your reputation.

CareGard® was built for high-performing automotive professionals who value agility, accessibility, and intelligent design over bureaucracy, red tape, and friction.

If you're looking for a provider, there are plenty.
If you're looking for a partner – let's build something that performs.

CareGard® wasn't built to be the biggest. It was built to perform.

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