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Increase Profit Per Vehicle – Without Increasing Friction

Engineered to Increase Profit Per Vehicle.

Dealer profitability is engineered – not accidental.

It comes from designed products, controlled risk, and programs that perform.

For more than three decades, CareGard® has built protection programs designed around dealer economics – strengthening F&I performance, improving customer retention, and protecting margin.

Because the right program shouldn't complicate your business. They should help it perform.

Discover the CareGard® Advantage

Why Dealers Choose CareGard®

Big companies manage accounts. We build programs that perform – and partnerships that last.

  • We don't build around products – we build around your operation.
  • We don't optimize for volume – we optimize for performance.
  • We don't disappear after the sale – we support the lifecycle.

We don't answer to shareholders – we answer to operators. That means faster decisions, tailored solutions, and understanding you know – and what drives your business.

We engineer protection programs that increase F&I revenue, improve customer retention, and build long-term dealer wealth.

12 Lives of a Dealer

Programs Designed to Perform Across Your Entire Store

CareGard® programs are engineered with disciplined underwriting, clear economics, and real long-term sustainability, so dealers can confidently grow F&I income while protecting customer trust.

Automotive

  • Vehicle Service Contracts
  • Limited Warranties
  • GAP Coverage
  • Ancillary Products

Powersports

  • Vehicle Service Contracts
  • Limited Warranties
  • GAP Coverage
  • Ancillary Products
  • Lifetime Battery Protection Plan

RV

  • Vehicle Service Contracts
  • Limited Warranties
  • GAP Coverage
  • Ancillary Products

Built to perform consistently – not just sell quickly.

How It Works in Your Store

CareGard® simplifies F&I programs with a streamlined, proven process that aligns with your dealership's unique operation.

Structure

1. Structure

Programs built around your operation and pricing model.

Integrate

2. Integrate

Seamless rollout into your F&I and service processes.

Perform

3. Perform

Consistent claims, strong retention, long-term income.

Design Your Program

Income Development Built into the Program

Strong F&I performance doesn't happen by accident. It's the result of disciplined program structure, clear pricing strategy, and products that customers trust.

Higher F&I Income per Vehicle

Clear coverage, disciplined underwriting, and products customers understand make it easier for your F&I team to present real value and close consistently.

Stronger Product Penetration

Products only work if customers believe in them. Our programs are designed to allow real protection customers recognize – increasing acceptance and improving penetration across the F&I Menu.

Increased Customer Retention

Protection products keep customers connected to your dealership long after the initial sale. Our programs support repeat service visits, long-term relationships, and stronger lifetime customer value.

Stable Long-Term Income

Disciplined underwriting and consistent performance keep margins protect dealer income integrity over the long term – reducing the risk that comes with poorly structured programs.

When structure, pricing, and product performance are aligned, F&I becomes one of the most consistent and profitable parts of the dealership.

WEALTH ARCHITECTURE

How disciplined program structure builds long-term dealership value.

Program Structure

Program Structure

Disciplined underwriting, clear product design, and transparent pricing create the foundation for stable long-term performance.

Income Development

Income Development

Strategic F&I income development programs designed to grow revenue while protecting customer trust.

Customer Lifetime Value

Customer Lifetime Value

Protection products connect the dealership to its customers long after the sale, strengthening service retention and loyalty.

Performance Visibility

Performance Visibility

Program performance and financial outcomes are tracked, reported, and improved through disciplined reporting and technology.

All of it is designed to support something larger – the creation of long-term, generational dealership wealth.

"Dealership wealth is not built through short-term income spikes. It is built through disciplined systems that perform year after year."

CareGard® Technology Platform

TRONIX

TRONIX is the digital infrastructure that powers CareGard® programs. TRONIX connects OEMs, distributors, dealers, agents, administrators, and claims operations into a unified platform that manages the entire lifecycle of the protection products.

1000+
Deployments Nationwide
2 DAYS
Average Onboarding / Install Setup Time
Real-Time
Data Exchange. Secure & Robust.
OEM Integrations

OEM Integrations

Dealer Connectivity

Dealer Connectivity

Agent & Distributor Access

Agent & Distributor Access

Reporting & Analytics

Reporting & Analytics

Program Administration

Program Administration

Secure Data Exchange

Secure Data Exchange

Built for Operators Who Expect More

Structure. Performance. Partnership.

Structure that aligns to your model.
Pricing that drives profitability.
Support that protects your reputation.

CareGard® was built for high-performing automotive professionals who value clarity, control, and long-term performance – not complexity.

If you're looking for a provider – there are plenty.
If you're looking for a partner – we should talk.

We don't aim to be the biggest. We aim to be the one that performs.

Build Your Program
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